The BBC recently reported that SMS has eclipsed voice calls as the most common use of mobile phones among young people in the United Kingdom. A survey by the CCP Group, an company that underwrites personal insurance policies against loss of mobile phones, indicated that more than eight out of ten people under the age of 25 are more likely to send someone a text message than to call. At the other end of the age scale, just 14% of those aged over 55 said they preferred to text. Mobile phone text messaging has more than doubled in the U.K. since March 2002, with 24 billion sent annually, a rate of more than 65 million per day in a nation of 60 million people. The Gartner Group last year reported that SMS has exceeded e-mail as the most popular form of telecommunications among Europeans, particularly so in the UK where 49 percent of adults use SMS compared to 39 percent who use e-mail.